Personal Solutions
Mapping Financial Growth
What is a goal? A dream with a deadline! Once you’ve determined those goals, knowing your wants, we can map the plan to achieve it, monitoring benchmarks along the way. To reach your destination, the journey is crucial! It’s not only about investing the right amount in the right vehicle, but about systematic disciplined contributions to your future.
Mitigating Risk
What is your most valuable asset? YOU. Your ability to generate income! Mitigating the risk of becoming ill, disabled, dying prematurely or outliving investments paves the road to your destination. Protect yourself, your family, your business, future and legacy.
Estate Planning
Having worked hard to create wealth, the next step is to transition as much as possible to children and grandchildren. While often neglected, estate planning is an essential part of your wealth strategy increasing in importance as you age. When implemented early enough, a thorough estate plan can reduce future tax returns. Not only will quality of life be improved upon retirement, but the plan can provide stability and security you hope to offer future generations. Plans can be structured for individuals and business owners, setting and achieving retirement and succession goals, whilst focusing on minimising the impact of tax.
Charitable Gifting and Family Foundations
Is there an ideal way to “Pay it Forward”? Can we leave a legacy, make a difference, express gratitude, provide something of significance? While a donation or contribution can be made at the door of a specific charity, various other gifts may be more appealing because of their tax advantages and the control retained by the donor. Magnify your difference by being more tax-efficient with your gift and ultimately giving more benefit to your charity. We clarify options and choices so you can feel confident in making well-informed decisions.